The Social Security Disability Insurance (SSDI) application process can feel like a maze designed to keep you out. A small misstep can lead to a denial of benefits, forcing you to wait even longer for the support you have earned. Here are four common mistakes you must avoid at all costs.
Applying without familiarity with the process
A lack of information can leave you vulnerable to making mistakes in your SSDI application. Because the process involves technical steps, it would be best to familiarize yourself with the guidelines first before filing your application.
Ignoring the doctor’s orders
The Social Security Administration (SSA) can deny your benefits if you fail to follow your treatment plan that could restore your ability to work, unless you have a valid reason for stopping. That is why it is important to attend the prescribed physical therapy sessions and take your medication.
Taking odd jobs during the waiting period
The SSDI application can be a lengthy process that requires months before you receive a decision from the SSA. While it can be tempting to take odd jobs while waiting, you risk a denial. For 2026, the Substantial Gainful Activity (SGA) limit for non-blind applicants must not exceed $1,690 per month. As for blind applicants, your SGA must not go beyond $2,830 per month.
Missing the 12-month rule
Your condition’s duration is a key factor that the SSA considers when reviewing your application. You must prove your impairment has lasted, or can last continuously, for at least a full year. If you do not meet this requirement, the SSA can deny your filing.
Approaching the SSDI application process with help
Navigating the SSDI application process can be overwhelming, but you do not have to face it alone. Seeking legal assistance can offer guidance and ensure your actions comply with the SSA’s regulations.